Friday, June 29, 2007

$5 Ideas for Making House More Appealing!

Whether you are selling your house or wanting to spruce it up because "company" is coming, here are five simple and inexpensive ways to do just that:

1) Give the trim around the front door a fresh coat of paint, covering up fingerprints and dings.

2) Fertilize the grass so it looks bright green.

3) Hang a small flag that says, "Welcome".

4) Place a big pot of yellow marigolds in the foyer (or beside the front door) - yellow makes people feel comfortable.

5) Dribble a few drops of vanilla on the oven door and turn it to low (it'll smell just like cookies are baking).

If you have any other ideas please comment to this post and help us all! Thank you!

EASY CURES USING HOME PRODUCTS

Achy muscles from a bout of the flu? Mix 1 Tablespoon of horseradish in 1 cup of olive oil. Let the mixture sit for 30 minutes, then apply it as a massage oil for instant relief for aching muscles.



Sore throat? Just mix 1/4 cup of vinegar with 1/4 cup of honey and take 1 Tablespoon six times a day. The vinegar kills the bacteria.



Cure urinary tract infrections with Alka-Seltzer. Just dissolve two tablets in a glass of water and drink it at the onset of the symptoms. Alka-Seltzer begins eliminating urinary tract infections almost instantly.



Listerine therapy for toenail fungus: Get rid of unsightly toenail fungus by soaking your toes in Listerine mouthwash. The powerful antiseptic leaves your toenails looking healthy again.



Honey remedy for skin blemishes: Cover the blemish with a dab of honey and place a band-aid over it. Honey kills the bacteria, keeps the skin sterile and speeds healing. Works overnight.



Easy eyeglass protection: To prevent the screws in eyeglasses from loosening, apply a small drop of Maybelline Crystal Clear nail polish to the threads of the screws before tightening them.



Smart splinter remover: Just pour a drop of elmer's Glue-all over the splinter, let dry, and peel the dried glue off the skin. The splinter sticks tot he dried glue.



Hunt's tomato paste boil cure: Cover the boil with Hunt's tomato paste as a compress. The acids from the tomatoes soothe the pai and bring the boil to a head.



Balm for broken blisters: To disinfect a broken blister, dab on a few drops of Listerine, a powerful antiseptic.



Vinegar to heal bruises: Soak a cotton ball in white vinegar and apply it to the bruise for 1 hour. The vinegar reduces the blueness and sppeds up the healing process.



Eliminate ear mites: All it takes is a few drops of Wesson corn oil in your cat's ear. Massage it in, the clean with a cotton ball. Repeat daily for 3 days. The oil soothes the cat's skin, smothers the mites and accelerates healing.



Kills fleas instantly: Dawn dishwashing liquid does the trick. Ad a few drops to your dog's bath and shampoo the animal thoroughly. Rinse well to avoid skin irritations. Good bye fleas!



Rainy day cure for dog odor: Next time your dog comes in from the rain, simply wipe down the animal with Bounce or any dryer sheet, instntly making your dog smell springtime fresh.



Did you know? That drinking two glasses of Gatorade can relieve headache pain almost immediately - without the unpleasant side effects caused by traditional "pain relievers".



Did you know? Colgate toothpaste makes an escellent salve for burns.



Before you head to the drugstore for a high-priced inhaler filled with mysterious chemicals, try chewing on a couple of curiously strong Altoid peppermints. Tehy'll clear up your stuffed nose.



Quaker Oats for fast pain relief: It's not just for breakfast any more. Mix 2 cups of Quaker Oats and 1 cup of water in a bowl and warm in the microwave for 1 minute. Cool slightly and apply the mixture to your hands for soothing releif from arthritis pain.



These suggestions are from NOVANT HEALTH INC..

Friday, June 8, 2007

What You Need To Know About Phishing!

A rapidly increasing problem among internet users today is Phishing. Internet users need to be prepared to deal with this issue for many different reasons. In this article, I will be using “CompanyABC” for the name of some of the companies that have been used in Phishing e-mails. Note that the company names used are well known but have become innocent victims themselves. Some of these companies are CitiBank, PayPal, and Capital One to mention a few. Pay very close attention to your incoming e-mails and everyone will be happier.

What is Phishing?
Phishing is a form of fraud designed to steal your identity. It works by using false pretenses to get you to disclose sensitive personal information, such as credit and debit card numbers, account passwords, or Social Security numbers.
One of the most common Phishing scams involves sending a fraudulent email that claims to be from a well-known company. Phishing can also be carried out in person, over the phone, through fraudulent pop-up windows, and websites.

DEFINITIONS
Phishing (pronounced “fishing”): Fraudulent emails that request or initiate a scam to get sensitive personal information.
Spoof Site: Fraudulent sites – usually linked from a Phishing email – that look like well-known websites.

How Phishing through email works.
1. Mass Email
2. Phishing Email
3. Fraudulent Website

A fraudster will start out sending thousands, even millions, of emails to different mail accounts disguised as messages from a well-known company. The typical Phishing email will contain a concocted story designed to lure you into taking an action such as clicking a link or button in the email or calling a phone number. Learn how to spot a fraudulent email.

In the email, there will be links or buttons that take you to a fraudulent website. The fraudulent website will also mimic the appearance of a popular website or company. The scam site will ask for personal information, such as your credit card number, Social Security number, or account password.
You think you’re giving information to a trusted company when, in fact, you’re supplying it to a criminal. Learn how to spot a fraudulent website.

Questions A “CompanyABC” will never ask you in an email.
To help you better identify fake emails, “CompanyABC” follows strict rules. The “CompanyABC” will never ask for the following personal information in email:
Credit and debit card numbers
Bank account numbers
Driver's license numbers
Email addresses
Social Security Number
Passwords
Your full name

Things to look for in scam email and websites.
Fraudulent email and websites are designed to deceive you and can be difficult to distinguish from the real thing. Whenever you get an email about your “CompanyABC” account, the safest and easiest course of action is to open a new browser, type https://www.a“CompanyABC”.com, and log in to your “CompanyABC” account directly. Do not click on any link in an email that requests personal information.

How to spot a Phishing email.
There are many telltale signs of a fraudulent email.
Sender's Email Address. To give you a false sense of security, the “From” line may include an official-looking email address that may actually be copied from a genuine one. The email address can easily be altered – it’s not an indication of the validity of any email communication.
Generic Email Greeting. A typical Phishing email will have a generic greeting, such as “Dear User.” Note: All A“CompanyABC” emails will greet you by your first and last name.
False Sense of Urgency. Most Phishing emails try to deceive you with the threat that your account will be in jeopardy if it’s not updated right away. An email that urgently requests you to supply sensitive personal information is typically fraudulent.
Fake Links. Many Phishing emails have a link that looks valid, but sends you to a fraudulent site that may or may not have an URL different from the link. Always check where a link is going before you click. Move your mouse over the URL in the email and look at the URL in the browser. As always, if it looks suspicious, don't click it. Open a new browser window, and type https://www.a “CompanyABC”.com.
Attachments. Similar to fake links, attachments can be used in Phishing emails and are dangerous. Never click on an attachment. It could cause you to download spyware or a virus. A “CompanyABC” will never email you an attachment or a software update to install on your computer.

How to spot a spoof (fraudulent) website.
A Phishing email will usually try to direct you to a fraudulent website that mimics the appearance of a popular website or company. The spoof website will request your personal information, such as credit card number, Social Security number, or account password. You think you are giving information to a trusted company when, in fact, you are supplying it to an online criminal.

Deceptive URLs.
Be cautious. Some fraudsters will insert a fake browser address bar over the real one, making it appear that you’re on a legitimate website. Follow these precautions: Even if an URL contains the word "A “CompanyABC”," it may not be a “CompanyABC” site.

Examples of fake addresses:
http://83.16.123.18/pp/update.htm?=https://www.alegitimatecompany.com/=cmd_login_access.www.secure-alegitimatecompany.com
Always log in to A “CompanyABC” by opening a new browser and typing in the following:
https://www.a “CompanyABC”.com.
The term "https" should precede any web address (or URL) where you enter personal information. The "s" stands for secure. If you don't see "https," you're not in a secure web session, and you should not enter data.

Out-of-place lock icon.
Make sure there is a secure lock icon in the status bar at the bottom of the browser window. Many fake sites will put this icon inside the window to deceive you.

Ways to combat scam email and websites.
Remember, when it comes to Phishing, you are in control. To protect your personal financial information, ignore the requests in the email.
Never provide any information.
Never click on any link that seems suspicious.

How to report a Phishing email.
The companies which are victims themselves, take online fraud seriously by investigating Phishing emails reported to them. PayPal is one of these companies. If you think you have a Phishing e-mail from PayPal follow these steps:

Forward the entire email to spoof@PayPal.com.
Do not alter the subject line or forward the message as an attachment.
Delete the suspicious email from your email account.
PayPal will let you know quickly if the email is legitimate.

A genuine PayPal email will never ask for:
Credit and debit card numbers
Bank account numbers
Driver's license numbers
Email addresses
Passwords
Your full name

A genuine PayPal email will never include:
Attachments
Software

More steps to protect you from Phishing.
Monitor your accounts
. Check your account periodically for suspicious activity. If you notice unauthorized use, report it.
Keep security software current. Update your firewalls and security patches frequently.
Be smart about your password. Change passwords often and use unique passwords that include letters, numbers, and symbols.

Dr. Eugene R GibbinsABR, ABRM, AHWD, CIPS, CREA, CRB, CRS, e-PRO, GRI
DrEugene@Gibbins.com
Gibbins Real Estate & Consulting
GAI Seminars

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Friday, June 1, 2007

Hurricane Readiness - Prepare Your Home - Protect Your Family

Today is the first day of "Hurricane Season". Are you prepared? Lowe's has published an excellent article of generators, what kind to purchase, how to use, what to do and not do, so I wanted to share this with you. Please click on to the link below and the article will appear. Thank you for visiting my blog. Mary Gibbins

Lowes%20Generator%20Safety.pdf

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